What is mutual fund ...? How to invest? Read in gujarati & English.

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How much capital you will be able to convert your earnings depends on how and where you invest it. Many people who make money in the stock market have earned a lot of money, there are many loots. If you are not knowledgeable on the stock market, then avoid coming directly into the stock market.

What is mutual fund ...?

• A great option to invest in the stock market
• In this fund is invested in different types of stocks
• Invest in money of mutual funds in a knowledgeable market

Why invest in mutual funds ...?

• Investor's money market safer investment
• Fear of losses by investing directly in shares
• More secure than the impact of heavy market fluctuations against shares
• Regularly a small amount can be made
• 4 to 5 thousand rupees per month investing good option
• Manage this fund for professional expert
• The fees for managing the fund are modest, two to three percent

Why is the mutual fund better than the investment in the bank ...?

• Money in the bank is safe, but the interest rate is 7% to 8%
• The inflation rate is also around 7% to 8% annually
• Return from bank failed to save from the impact of inflation
• Keeping in the bank does not increase the power of money buying
• Keep money back in the bank only in a short time
• If you have to invest a long time then mutual fund is a good option

Patience for the mutual fund

• A good investment option for a long time
• Make as much money as you can get regular

MFs better than stocks

• Any one stock can rise or fall rapidly
• General investor does not have good information about companies
• Stocks of different companies together in mutual funds
• The risk of market risk in mutual funds
• Professional Expert Manages Mutual Funds

See these examples

• In last 20 years, investment of Rs 30 lakh in PPF was Rs 84 lakh
• In the last 20 years, the investment of Rs 30 lakh in the stock market was about Rs 1.36 crore
• In the last 20 years, Rs 30 lakh invested in mutual funds was about Rs 1.85 crore

What to do, do not ...?

• Do not pay attention to the market trends
• Make regular money for long periods of time, only the advantage of average gain
• Do not choose funds according to the performance of the past few days or months
• Do not choose to see the benefits or loss of friends
• Put the same amount in the fund, which you can comfortably put in for long
• Do not spend a lot of money in the fund, the market will survive

Relationship to Income Tax Exemption

• Tax relief on investment up to Rs 1.5 lakh under 80C
• If there are Rs 1.5 lakhs then apply on tax saving fund
• The advantage of applying this in equity, the advantage of tax saving, the benefits of saving for at least three years
• Can not withdraw money in the tax saving fund for three years

If not connected with tax ...

• Invest in Balanced Fund
• Choose a fund that does not fluctuate
• 70% Equity in Balanced Fund, 30% Fixed Income
• Balanced funding grows rapidly on market climbing, but does not fall rapidly on falling

How to choose a mutual fund ...?

• Make money on a track record for more than five years
• The good fund, which quickly slows down in the falling market, rises well in the fast-moving market
• Focus on sustainability in the fund
• Avoid investing money in a particular area fund
• Make money only in a diversified fund

Read in Gujarati | My Investment | My Portfolio